Karen Bothe, CFP®, APMA™

Karen is a Qualified Retirement Plan Advisor with NorthRock Partners, bringing nearly 20 years of experience in the financial services industry. With a career that has included roles in forensic accounting, consulting at a top-tier firm, and more, Karen offers clients a disciplined, analytical perspective combined with strategic financial guidance.

She works closely with business owners, corporate executives, physicians, and families, developing personalized strategies to help them build, protect, and transfer wealth. Karen is particularly passionate about special needs planning, ensuring families feel supported in navigating important decisions with clarity and confidence. Her expertise also extends to retirement planning, investment management, and designing business retirement plans that align with each client’s broader goals.

Karen believes that meaningful financial advice is built on trust, thoughtful listening, and a commitment to empowering clients to make decisions with purpose and confidence.

Professional Designations and Associations

  • Bachelor of Science, Business Administration, Concentration in Finance & Economics | California State University
  • Certified Financial Planner (CFP®)
  • Chartered Retirement Plans Specialist (CRPS™)
  • Accredited Portfolio Management Advisor (APMA™)
  • Accredited Investment Fiduciary (AIF®)
  • Chartered Special Needs Consultant (ChSNC®)

Professional and Community Involvement

Karen is involved in her community through participation with Families for Early Autism Treatment, an organization dedicated to supporting families affected by autism.

Personal Life

Karen lives in Northern California and enjoys traveling, hiking, and skiing.